List of partners

Allianz, Animalia, Atupri, Assura, AutoMate, Axa Winterthur, Baloise, CAP, Concordia, CSS, Dextra Rechtsschutz, Epona, Europäische Reiseversicherung, Futura, Generali, Gonet & Cie., Groupe Mutuel, Helsana, Helvetia, Innova, KPT, Liechtenstein Life, Mobiliar, ORION, PAX, Sanitas, Simpego, Smile, Swica, Swiss Life, Sympany, Vaudoise, Visana, wau-miau, Zugerberg, Zürich.

Financial compensation (September 2024)

Pension and insurance solutions

When brokering individual and group life insurance, health insurance and personal and property insurance, Global Sana AG receives standard acquisition and service commissions from the insurance companies as remuneration for its services. In the area of individual and group life insurance, Global Sana AG receives a one-off acquisition commission of 5.5% of the relevant sum insured as well as recurring service commissions of up to 1% of the relevant portfolio holdings. Health insurance contracts are remunerated with a commission of 16x the monthly VVG (Versicherungsvertragsgesetz [Insurance Contract Act]) premium and a flat rate of CHF 70 for KVG (Krankenversicherungsgesetz [Health Insurance Act]) contracts. In the area of personal and property insurance, Global Sana AG receives standard market and recurring service commissions of 4% to a maximum of 30% of the relevant annual premium. 

Bank pension provision and vested benefits

Global Sana AG receives a one-off brokerage commission of 0% to 3% of the investment amount for the brokerage of bank pension and vested benefits solutions. You hereby expressly waive payment of these acquisition and brokerage commissions in favour of Global Sana AG and any third parties commissioned by it.

When brokering bank pension and vested benefits solutions, Global Sana AG receives a custody account management fee of 0% to 0.5% of the average custody account balance per quarter for its services in relation to the amount invested in the respective investment strategy, in addition to the acquisition and brokerage commissions. This fee is debited from your vested benefits custody account or your pension custody account by the aforementioned pension and vested benefits foundations at the end of each calendar quarter (by means of fractional sales) and forwarded to Global Sana AG.

Investments

In all cases, Global Sana AG merely brokers investments to a financial service provider without having provided an advisory service and without being a contracting party itself. Global Sana AG receives a one-off brokerage fee of 0% to 3% of the investment amount for brokering investments. You hereby expressly waive payment of this brokerage fee in favour of Global Sana AG and any third parties commissioned by it.

In addition to the one-off brokerage fee, Global Sana AG receives a recurring fee of 0% to 0.5% of the average portfolio holdings per quarter for the brokerage of investments. This fee is debited from your investment account at the end of each calendar quarter (by means of fractional sales) and forwarded to Global Sana AG.

Mortgages

For the brokerage of mortgage products, Global Sana AG and any third parties commissioned by it receive a one-off acquisition commission of 0.1% to a maximum of 0.75% of the loan amount from the respective partner company as remuneration for their services. You hereby expressly waive payment of these acquisition and brokerage commissions in favour of Global Sana AG and any third parties commissioned by it.

Tax and/or legal advisory services

Global Sana AG does not offer tax and/or legal advisory services under its own name and does not effectively complete tax returns. If necessary, Global Sana AG will only inform you selectively about certain tax aspects of the brokered products or offer the service together with a qualified third-party provider. Global Sana AG's advisors are authorised to provide you with tax-related services at your request, privately and in their own name, but not on behalf of Global Sana AG. You acknowledge that this is purely private advice from your advisor, for which Global Sana AG cannot accept any liability.